Liberty Mutual offers a few hard-to-find discounts, including savings for newly married couples, new graduates, retirees or drivers over 50, and certain drivers under 18. Some of its coverage options are on the rare side, too — like options for mechanical breakdown coverage, vanishing deductibles, or new car replacement that reimburses you for the car’s original worth (rather than its depreciated value). In short: Liberty Mutual has some niche offerings, so it may be worth speaking with an agent about specialized or customizable coverage needs.
At the end of the day, the type of driver you are and how often you drive may play a part in the coverage limits you select. If you drive infrequently, you may be more comfortable with lower or average limits. If you drive at high-risk times or commute back and forth to work, on the other hand, more or better coverage might help you sleep better at night.
While sleek and elegant, your collector car may not meet today's safety standards and pose too big a risk to insure under a standard car policy. Even if your classic stays in the garage and is never driven, there's still the risk of fire, theft or an accident, which likely aren't covered by home insurance. Luckily, a classic car policy can provide a range of coverages and top replacement value, to seal all those gaps.
Grundy insures most types of vehicles 25 years old and older. We also insure modern muscle cars and exotics of all years. Not only that, we insure modified vehicles with higher performance engines, suspensions, and modified bodies. We understand custom vehicle valuations very well, and in fact Grundy is the largest insurer of hot rods in the USA!
Look at cheap car insurance companies and see if they can provide free perks like our 24-hour claims service, an 800 number with a real person at the other end, our On Your Side Review (a free consultation to see if you have the insurance you need and the discounts you deserve) and Nationwide®AutoWatch®, which lets you monitor your covered auto repair online.